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D Ventresca Insurance Agency Blog

View the latest blog posts from D Ventresca Insurance Agency.

Do you carry workers compensation on yourself or your employees? Are you sure you are being rated/charged correctly? The cost is based on payroll, and what you/your employees do for a living. Hammering nails is a much more expensive rating classification than typing/answering phones. READ MORE >>

Do you really want your gutters to fall off? Sure, your covered....subject to your $1000 deductible. Its easy to prepare for the fall and winter. Here are a couple quick tips from one of my favorite carriers. Fall Home Maintenance Tips   READ MORE >>

Drones are starting to become more mainstream, and I mean for commercial use. We have all bought a cheap drone for our kids to fly around the house or yard. I am seeing more and more Property Inspectors, and Real Estate Agents using drones. It makes sense, and is a whole lot cheaper than paying a 3rd party. READ MORE >>

Do you know the difference between a "Flood Claim" &  "Homeowners Water Loss"? There is a difference, and the flood insurance you are paying for may not do what you think it will. Make sure you are paying for the right coverage. Increasing the "backup of sewer and drain coverage on your homeowners policy may be all you need! READ MORE >>

Does your homeowners policy have a hurricane or "wind/hail" deductible? Do you know what it is? Call your agent so you know what you are up against.....or what your options are.  Please visit our homeowners page for more information about how to protect yourself, or call our office 732-798-6948. READ MORE >>

Yes, one homeowners insurance claim can bump up your rate. It is relative to what state you live in, but it is an unfortunate truth. Follow this link to see how your state treats that first claim.  Please visit our homeowners page for more information about how to protect yourself, or call our office 732-798-6948. READ MORE >>

Every state has minimum required limits. These limits represent what you are required to carry on your auto insurance plan. I do not recommend that any of my clients carry state required minimums, but sometimes it is all a person can afford. Call your agent, and make sure that you are carry the right coverage for you and your family. READ MORE >>

Accidents happen. Sometimes at fault, and some times not at fault. Here are a couple tips on how you can lower your rate after an accident.Please visit our auto insurance page for more information about how to find savings, or call our office 732-798-6948. READ MORE >>

We have several competitive markets for single, and fleet trucking. The market is shrinking, and prices are going up. It is becoming more and more difficult to find an affordable policy that meets the requirements of your contracts. We are here to help, and make it as painless as possible.   READ MORE >>

We have the markets you are looking for, but cheap is NOT the best way to describe any type of insurance. Our objective is to provide the exact coverage your small business needs, and find that coverage within your budget. Our office is dedicated to helping you understand the coverage's, options, and potential risks that exist in your market. READ MORE >>

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510 Atlantic Ave | Point Pleasant Beach, NJ 08742 | Ph: 732.798.6948 | Fx: 609.450.7098 Powered by Insurance Website Builder

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